Ask about auto loan choices for bad credit

Denied in the past over your credit? Check with participating dealers or lenders about what may be available.

Drivers who have missed payments, faced collections, or carry a low score still come to Car Loan Refinancing to spell out the vehicle they are after. Certain participating dealers and special-finance lenders do look at those files. Others may pass. This website cannot calculate your credit score or pledge an approval.

We do not lend money. Filling out a request does not open a loan. Whoever you talk to on the partner side makes the call on whether they can go over terms that suit your earnings and the car you have in mind.

Challenged credit
Past late payments
Collections
Special finance
Second-chance programs
Income review

carloanrefinancing.com (the "Site") is not a lender, mortgage broker, bank, credit union, or dealership, and it does not replace a conversation with a finance manager or licensed lender. Any information shown or supplied on the Site is for personal use only. The Site provides no lending, insurance, financial, or legal advice, recommendations, or counseling regarding any loan, under any circumstances, and nothing we do and no part of the Site or the Site's call connect feature ("Call Service") should be understood as such.

Certain dealers, lenders, and related service providers (collectively, "Third Party Finance Professionals") can be reached through the Call Service because they have paid a fee to promote their respective services to users of the Call Service and should be regarded as advertising. This Site does not endorse or recommend any participating Third Party Finance Professionals. Your use of the Site or Call Service is not meant to create, and any information submitted to the Site and/or any electronic or other communication sent to the Site will not create a loan, credit decision, or borrower relationship between you and this Site or any of the Third Party Finance Professionals.

Car Loan Refinancing may be paid by participating dealers, lenders, and marketers. Such payment can affect which providers appear and in what sequence. We do not include every lender or dealer in any state or loan type. You are never obligated to accept a loan after a request. Sending a form does not approve financing, pull your credit on its own, or guarantee a rate, payment, or contact time.